BancTech offers the option of utilizing the largest and most accurately maintained database and risk management system in the country as a stand alone product.  With this program, you can access tens of thousands of check writer's data prior to accepting checks.  Because this service was designed for high-volume retail sales, the transactions take place in a matter of seconds and dramatically reduce fraud right at the point-of-sale.

You have the ability to predetermine your check acceptance policies according to the amount of liability you are willing to extend your check writers.  When combining Verification with Electronic Check Recovery (RCK), you have a comprehensive risk management program designed specifically to meet your needs.

Key Benefits

• Fast and inexpensive precaution with point-of-sale or browser based capabilities
• Ability to customize to your location
• Nationwide database of over 76 million check writers
• Identifies negative data (accounts and ID's with unpaid returned checks)
• High check volume is flagged to identify potential fraud accounts
• Descriptive responses right on your point-of-sale terminal explaining problems or warnings, if any
• Easy for your staff to learn and use